Introduction

If you want to participate in Nepal’s IPO, FPO, or rights issue market, you will need several connected services working together: a bank account, a Demat account, a BOID, Mero Share, a CRN for C-ASBA, and finally the IPO application itself.

This guide explains what each service does, how they fit together, and how to open and use them in 2026. It is written for first-time Nepali investors and IPO applicants, with practical, step-by-step instructions and Nepal-specific details.

The chain in one line: Bank account → Demat account (BOID) → Mero Share → CRN → IPO application.

What Is a Demat Account in Nepal?

A Demat (dematerialized) account is an electronic vault that holds your securities — shares, bonds, and government securities — in digital form instead of paper certificates.

  • What securities are stored: shares listed on NEPSE and other eligible securities; some instruments may require specific formats.
  • What a BOID is: a 16-digit unique identifier tied to your Demat account, used for tracing holdings and transactions.
  • Who provides Demat accounts: Depository Participants (DPs) — banks and brokerage or financial institutions authorized to open and manage Demat accounts.
  • What a DP is: a registered organization that provides Demat services, KYC, and linkage to CDSC.
  • Why you need one: to hold shares and securities electronically, participate in IPOs, apply via Mero Share, and transfer securities.

Simple example: you open a Demat account at your bank (the DP). The 10 shares you were allotted from a recent IPO are credited to your Demat account via your BOID. You can then view and manage them online.

What Is Mero Share?

Mero Share is Nepal’s online gateway to participate in IPOs, monitor your portfolio, and access related investment services.

  • Relationship with CDSC: CDSC (Central Depository System and Clearing) stores and transfers securities; Mero Share interacts with CDSC to enable IPO applications and portfolio viewing.
  • What you can do through it: apply for IPOs (ASBA), view your BOID and portfolio, check IPO application and result statuses, and manage linked services.
  • How it differs from a Demat account: Demat is the security vault; Mero Share is the online platform to manage IPOs and some account-linked activities.

Demat Account vs Mero Share

Demat AccountHolds securities electronically; has a BOID; opened through a DP; required for holding securities.
Mero ShareOnline platform for managing and using investment services; has login access; access activated through your DP; used for services such as IPO applications.

Demat Account vs Mero Share vs BOID vs CRN vs C-ASBA

Demat AccountAn electronic repository of your securities. Holds and transfers shares and other instruments.
BOIDBeneficiary Owner ID — unique to your Demat account. Identifies your holdings and links Demat with CDSC.
Mero ShareOnline IPO gateway and portfolio viewer. Lets you apply for IPOs and monitor your investment activity.
CRNC-ASBA Registration Number — a bank-issued number used to link your bank account to IPO applications.
C-ASBACentralized Application Supported by Blocked Amount — the system for applying to IPOs online.
DPDepository Participant — the institution that issues your Demat account and links it to CDSC.
CDSCCentral Depository and Clearing System — the central storage and transfer of securities.
  • Demat account and Mero Share work together: you hold securities in Demat, and use Mero Share to apply for IPOs and manage related services.
  • BOID is the connection point between your Demat and CDSC; CRN is needed to apply for IPOs via C-ASBA.

What You Need Before Opening a Demat Account

Commonly required information and documents:

  • Citizenship certificate, passport, or another valid government-issued identity document
  • Personal details: full name, date of birth, gender, nationality
  • Mobile number and email address
  • Bank account details (a linked account for payments and IPO applications)
  • KYC information: proof of address, photograph, signature; income or occupation details as applicable
  • For eligible Nepali residents abroad: passport and proof of residence may be required
Note: Requirements can vary by DP and bank. Verify the exact checklist with your chosen DP before starting.

How to Open a Demat Account Online in Nepal

Step 1: Choose a Depository Participant (DP)

A DP issues your Demat account, handles KYC, and links your Demat with CDSC. Most DPs are banks or brokerage firms. When comparing DPs, consider:

  • Proximity and branch network
  • Online banking integration and mobile app quality
  • Fees — especially annual Demat maintenance charges
  • Processing speed and customer service
  • Availability of Mero Share support and IPO services
Important: Do not rely on a single source for DP rankings or fees. Check the latest official DP information directly.

Step 2: Complete the Application

Typical information requested:

  • Personal details: name, date of birth, nationality
  • Identity documents: citizenship certificate or passport
  • Contact details: mobile number and email
  • Bank details: your linked savings or current account
  • KYC information: address proof, photograph, signature

Upload or submit scanned copies as required, and make sure they are clear and complete — blurry scans are a common cause of delays.

Step 3: Complete KYC

KYC (Know Your Customer) verifies who you are before your account goes live:

  • Verify identity with your government-issued ID
  • Verify address with official documents
  • Provide a photo or video verification if requested

KYC completion may require in-person or digital verification, depending on the DP.

Step 4: Receive Your BOID

  • What it means: a unique identification number for your Demat account.
  • Why it matters: it is used to settle trades, link your holdings to CDSC, and access Demat services.
  • Where to find it: in your DP’s portal, in welcome emails or letters, and on official statements.
  • Security: keep it safe — it is central to your holdings.

How to Register for Mero Share

Important: Demat account creation and Mero Share activation are separate steps. Opening a Demat does not automatically give you Mero Share access.
  1. Through your DP, request Mero Share access for your linked Demat account.
  2. Provide the required details for Mero Share registration — your DP login, Demat BOID, and related information.
  3. Receive your activation details or a portal link from your DP.
  4. Visit the official Mero Share portal at meroshare.cdsc.com.np and select the appropriate DP if required.
  5. Log in using the provided credentials or the DP-issued login.
  6. If needed, change or reset your Mero Share password following the portal’s instructions.

The exact process and charges may differ by DP, so confirm the steps with yours.

How to Get a CRN Number for C-ASBA

Your CRN (C-ASBA Registration Number) is a unique ID issued by your bank that links your bank account to Mero Share for IPO applications. IPO applications require a linked CRN and bank account — the relationship is: Bank account → CRN → Mero Share → IPO application.

How to request a CRN (general steps):

  1. Visit your participating bank’s branch or its online banking portal.
  2. Provide the required personal and account details.
  3. Complete any bank-specific KYC and verification.
  4. Your bank issues the CRN — you’ll receive it via secure messaging or your online banking portal.
Note: CRN processes vary by bank. Verify the exact steps and timelines with your bank.

How to Apply for an IPO Through Mero Share

A beginner-friendly walkthrough:

  1. Log in to Mero Share with your credentials.
  2. Open the IPO / ASBA section from your dashboard.
  3. View current issues and select the one you want to apply for.
  4. Enter your application details: your CRN (from your bank), desired quantity (for example, 10 units), and the linked bank account for payment through ASBA.
  5. Review the application — confirm quantity, price band if applicable, CRN, and bank account are all correct.
  6. Submit the application.
  7. Check the application status in the portal afterwards.
Applied quantityNumber of shares you want
Bank accountLinked account used for payment through ASBA
CRNYour C-ASBA registration number
Application amountTotal cost — quantity × offer price

Illustrative example: applying for 10 units of an IPO at Rs. 100 per unit means Rs. 1,000 total. That amount is blocked in your linked bank account through ASBA and debited only if you receive an allotment.

Demat Account and Mero Share Fees in Nepal

Demat accountVerify the current fee with your DP. Annual maintenance may apply and depends on DP rules.
Mero ShareVerify the current fee. Check CDSC/DP information; it is often related to IPO and account services.
CRNBank-specific. Verify with your bank’s current policy.
IPO applicationCharges may apply depending on the IPO and your bank. Verify before applying.
No invented fees: Fee figures change, and this guide does not publish 2026 fee amounts. If an exact fee cannot be verified, check the relevant official source — your DP, CDSC, or issuing bank.

How Long Does Demat and Mero Share Activation Take?

Activation time varies by DP and bank processing times, and it depends on KYC completion and document verification. Do not count on a fixed turnaround — ask your DP for their current timeline.

Common Mero Share Problems and Solutions

Forgot Mero Share passwordUse the portal’s password recovery or reset process; follow the security questions or OTP steps as required.
Account not activatedCheck that your Demat account is opened and Mero Share activation is complete with your DP; make sure you have login credentials.
CRN not workingConfirm the CRN is active and correctly entered, verify the linked bank account, and contact your bank if needed.
IPO application rejectedCheck IPO rules, application quantity, CRN, bank linkage, and the IPO’s eligibility criteria.
Wrong bank/BOID detailsVerify your entries and contact your DP or bank for correction.
Mero Share login problemsUse password reset or contact DP support; make sure you are on the official site.

How to Check Your BOID / Demat Details

  • DP portal or customer service portal
  • Welcome letter or email from your DP
  • Demat statements or the CDSC portal, if available

Regularly verify and keep records of your BOID, Demat account number, and linked CRN.

Can You Have More Than One Demat Account in Nepal?

Rules vary; typically, individuals may hold Demat accounts with more than one DP, but there are constraints in the system.

  • Mero Share access is linked to a BOID, so multiple Demat accounts may mean managing separate BOIDs and CRNs for IPO access.
  • Always verify current regulations with SEBON and CDSC, or with your DP.

Demat Account for Nepalis Working Abroad

  • Identity documents: valid passport and citizenship details.
  • Bank account: a linked savings or current account in Nepal.
  • KYC: completed and kept up to date.
  • Demat: linked to your DP and BOID.
  • Mero Share: access for IPOs and portfolio viewing.
  • CRN: required for IPO applications.
  • IPO eligibility: rules may differ for Nepalis abroad; verify the 2026 rules with SEBON and your bank or DP.
Do not assume special quotas: Verify current eligibility rules before applying.

Important Security Tips

  • Never share your Mero Share password or OTPs.
  • Always verify you are on the official Mero Share site at meroshare.cdsc.com.np — check the URL.
  • Avoid saving passwords on shared devices.
  • Use strong, unique passwords.
  • Be cautious of phishing sites and fake IPO or Mero Share pages.
  • If something looks suspicious, contact your DP or bank through official channels.

Important Note

Procedures and fees can change. Always verify current requirements with your DP or bank, and with official sources such as CDSC, SEBON, and Nepal Rastra Bank — including the Mero Share portal at meroshare.cdsc.com.np. Last updated: September 2026 (rechecked October 2026).

Before You Apply for Your First IPO (Checklist)

  • Bank account ready
  • Demat account opened
  • BOID received
  • Mero Share activated
  • CRN obtained
  • KYC information correct
  • Mero Share login working
  • Bank balance sufficient
  • IPO application details checked
SolutionsNepal CTA: Explore our Nepal investment calculators and guides to plan IPOs, remittance, currency needs, and more.

Frequently asked questions

What is a Demat account in Nepal?

An electronic vault that holds your securities — shares, bonds, and government securities — in digital form. It is opened through a Depository Participant (DP), usually a bank or brokerage, and stores shares listed on NEPSE and other eligible instruments digitally.

How can I open a Demat account online in Nepal?

Choose a DP, complete the application with your personal and bank details, finish KYC with identity and address documents, and receive your BOID. The DP then links your Demat to CDSC.

How do I register for Mero Share?

Request Mero Share access through your DP for your linked Demat account, receive your activation or login credentials, visit the official Mero Share portal, select your DP, and log in. Link your bank and CRN before applying for IPOs.

Is Mero Share free?

Fees vary by DP and by service. Some DPs bundle it with Demat charges; others bill annually or per service. Verify current charges with your DP or check CDSC information rather than relying on older articles.

What is a BOID number?

A Beneficiary Owner ID — a unique identifier tied to your Demat account. It is used to settle trades, trace holdings, and link your Demat with CDSC.

What is a CRN number in Nepal?

A C-ASBA Registration Number issued by your bank. It links your bank account to Mero Share so IPO application amounts can be blocked and settled through ASBA.

How do I get a CRN number?

Request one through your participating bank’s branch or its online banking portal. Provide your personal and account details, complete the bank’s verification, and the CRN is issued through secure messaging or your online banking portal.

Can I apply for an IPO without Mero Share?

Yes. IPOs can be applied for through C-ASBA at participating banks, including via some banks’ mobile apps. Mero Share simplifies the process, but DP and bank rules still apply.

How long does Mero Share activation take?

It varies by DP and bank processing times, and depends on KYC completion and document verification. Ask your DP for their current timeline rather than assuming a fixed period.

Can Nepalis working abroad open a Demat account?

Yes, with proper documents and compliance — typically passport, citizenship details, and a linked Nepali bank account. Eligibility and quota rules for IPOs can differ, so verify current rules with SEBON and your DP.

What is the Demat account fee in Nepal?

Fees vary by DP and can change year to year. Confirm current annual maintenance and opening charges directly with your DP before opening.

Can I have more than one Demat account?

It is possible under certain conditions, but rules and system constraints apply. Mero Share access is tied to a BOID, so multiple accounts may mean managing separate BOIDs and CRNs. Verify with SEBON, CDSC, or your DP.

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Written by SolutionsNepal Team

Nepal banking and personal-finance researchers